Policyholders Claims
At Howard Stallings Law Firm, our commitment is to represent policyholders in their insurance claims. Our team of seasoned professionals has a proven track record of successfully recovering damages from a variety of claims, including commercial property, business interruption, high-value homeowner insurance claims, and associated claims of bad faith and unfair insurer claim handling practices. If you are seeking assistance with your property insurance claim, our doors are always open to offer guidance and support.
For more than 40 years, Howard Stallings Law Firm has been a pillar of support for both corporate and individual policyholders in resolving disputes with insurance companies. Our deep understanding of the insurance industry, coupled with our unique persuasive strategies, often leads to swift and favorable settlements. When insurance carriers fail to fulfill their responsibilities, however, our team is fully prepared to take the battle to court. We welcome you to contact us if you’ve encountered denial, delay, or underpayment of your rightful property insurance claim.
Discover more about our insurance law experience below and feel free to reach out to discuss your situation with one of our leading insurance coverage lawyers.
Helping North Carolina Residents Recover from
Property Damage and Loss
How We Help
Navigating Commercial and Residential Property Claims
Howard Stallings Law Firm is renowned for aiding both individual and commercial property owners in navigating the turbulent waters of property insurance claim disputes. Our experience extends beyond just understanding insurance policy language and relevant laws; we also collaborate closely with engineers, contractors, and other professionals to secure successful outcomes through negotiation, mediation and litigation.
In North Carolina, Howard Stallings Law Firm is distinguished for their capability to handle complex residential and commercial property insurance cases. Our experience spans a wide array of high-value property losses caused by hurricanes, fires, windstorms, hail and water. When your insurance carrier denies, undervalues or unreasonably delays your property insurance claim, our attorneys are poised to assist you in securing your insurance benefits.
Business Interruption Coverage
We understand the critical importance of keeping your business afloat. Natural disasters and other unforeseen events can disrupt your business operations, leading to significant revenue losses. Business interruption insurance is designed to compensate for this lost revenue and cover the additional expenses of relocating your business during repairs. Our goal is to help your business resume its operations as swiftly as possible.
Challenging Unfair Insurance Practices and Bad Faith
When an insurance carrier unjustly refuses to pay a fair value or unreasonably delays payment, they may be liable for extra-contractual damages. Under North Carolina's Unfair and Deceptive Trade Practices Act, policyholders may be entitled to “treble damages"—three times the amount of damages caused by the insurance company’s unfair or deceptive actions—if statutory mandates are violated. Additionally, certain behaviors may constitute common law bad faith, potentially leading to punitive damages against the insurance company. Our lawyers are determined to vigorously pursue such claims when these factors are present in your case.
Our team has a longstanding history of assisting individual and corporate policyholders in resolving claims with insurance carriers by exposing unfair insurance practices and bad faith.
Depend on Howard Stallings Law Firm for Legal Representation in North Carolina
As a well-established law firm in North Carolina, our property insurance lawyers are equipped with extensive knowledge of the state’s insurance laws, regulations, and court precedents. Utilizing our local insights and experience, we are committed to fighting for advantageous outcomes in our clients’ cases.
Practicing predominantly in North Carolina, we have a comprehensive understanding of the state’s legal and physical landscape. We offer dedicated guidance as you navigate the legal system in pursuit of compensation. Recognizing the stress and hardship associated with property loss, we ensure prompt responses to all inquiries, often within 24 hours. Our dedication to helping fellow North Carolinians rebuild their lives after catastrophes is unwavering, and our track record stands as a testament to our commitment and success.