Frequently Asked Questions

While many insurance carriers handle claims efficiently and justly, there are instances where their actions may not align with policyholder rights. If your insurance company is delaying, denying, or underpaying your claim unjustly, it's wise to seek advice from a skilled insurance claim attorney. An experienced lawyer can offer valuable insights and guide you through the options available for your specific situation.

In most cases, we primarily operate on a contingency fee basis, meaning you incur no charges unless we secure a win in your case. To build a robust case on behalf of policyholders, we often engage industry professionals and employ various resources. These efforts can be costly, but our firm advances these expenses prior to settlement. This ensures that we build the strongest possible case without an immediate financial burden on you.

Our firm, Howard Stallings, enlists a range of qualified experts to substantiate your insurance claim, each chosen based on the specific needs of your case. These professionals can include engineers, contractors, meteorologists, forensic accountants in complex business interruption cases, and insurance claims handling professionals for cases involving allegations of unfair practices. We cover the costs for these experts in advance, ensuring comprehensive and robust representation for you as the policyholder.

For an effective initial consultation at Howard Stallings, we request that potential clients bring the following documents, when applicable and available:

• Your insurance policy or a copy of the declaration page.
• Any denial letters received.
• All correspondence to and from the insurance company.
• Estimates for items that need replacement or repair.